The University of Georgia credit card is a WorldPoints Platinum Plus Visa credit card available to anyone who has the credit to qualify. The card features the Georgia Bulldog on the front with the UG logo.
In addition to the University of Georgia credit card, Bank of America also offers checking accounts with UG debit cards and UG checks. Their checking and savings are no fee accounts as long as you agree to go paperless for your banking services. Find more credit card offers now!
The University of Georgia is a land and sea grant public university. It is the oldest university in Georgia and the most respected. This research university works with other Georgia universities to provide a learning environment that encourages students to change the world for the better.
About the University of Georgia Credit Card
The University of Georgia credit card is not an alumni credit card, which means you don’t have to be a current or past student to qualify. However, you do need to have good to excellent credit to qualify for this card.
There is a 0% introductory APR for purchases on this card that last for 12 billing cycles. After that, and for balance transfer credit card transactions, the APR is 12.99%. There is no penalty APR and there is no annual fee to own this card.
The rewards program offers you one point for every $1 you spend on anything. You can redeem your points for travel credit card benefits, merchandise, hotel and more. You will redeem your points at the WorldPoints website.
University of Georgia Credit Card Considerations
The transactions fees for this card is a little higher than others with a $10 or 4% fee, whichever is greater, for wire transfers, balance transfers, and cash advances. Most banks charge about 3% to 5% or $4, whichever is greater.
In addition, if you are late on a payment or miss a payment, Bank of America may close your account and/or remove all reward credit card points and change your card designation to a classic card that cannot earn rewards.
University of Georgia Credit Card Verdict
Not a bad card, and certainly a good card if you want to show your Bulldog loyalty. However, if you don’t have the right credit score or don’t support this school, then try our credit chaser tool to find more appropriate credit card offers now!