The official University of Illinois credit card is offered by the U of I Employees Credit Union. There are three card faces to choose from including a logo card with the college in the background, a retro football player, and a card with an opened arm statute in front.
The University of Illinois is a research and teaching public college. They have a deep focus on academics but are proud supporters of their athletics teams as well. The school was founded in 1867 and began teaching young men in 1868; of course, it’s coed now! Compare this affinity credit card with other online credit cards now!
Eleven students who gradated from the university went on to become Nobel Laureates while 14 staff members hold this prestigious honor as well. Many of the faculty from the University of Illinois were also recipients of the Nobel Peace Prize jointly with Al Gore because of their contribution to the 2007 Intergovernmental Panel on Climate Change.
University of Illinois Credit Card Benefits
The University of Illinois credit card benefits the University of Illinois Alumni Association. Every time you use your card a donation will be made the Alumni Association by the UIECU. You do not have to be a member of the UAII or the UIECU in order to qualify for this card; you do have to have great to excellent credit, however.
The benefits of this card include:
- No balance transfer credit card fee
- No annual fee
- No cash advance fee
- High credit limits
- ScoreCard Rewards
- Life and Disability insurance
- Rental car insurance
- Low interest rates
There is also the option of choosing the UIAA Visa without the rewards credit card program.
University of Illinois Credit Card Considerations
The interest rates start at 3.9% to 12.9% fixed, for 12 months. After that the APR will be 12.9% to 17.9% fixed. Your interest rates will depend on your credit score. However, you must have great to excellent credit to qualify. You cannot have any late payments, collections or judgments on your full 7 years of credit history!
If you make a late payment on your card, then you will lose your introductory APR. If you make two late payments, you may lose your credit card.
University of Illinois Card Bottom Line
This is a great card with low interest rates, but not everyone will qualify. Compare more credit card offers now!