Alumni and other supporters of the University of Minnesota can now support their school through the University of Minnesota credit card offered in a partnership between the University of Minnesota Alumni Association and Bank of America. Bank of America contributes a specific donation for every approved application as well as ongoing donations based on card holder purchases.
Fans of the Minnesota Golden Gophers will recognize their beloved mascot printed on the affinity credit card against a golden background. The card also features the logos Bank of America and Visa. No other card designs are available. Compare more online credit cards now!
To apply, simply visit the University of Minnesota’s Alumni Association website and follow the links provided. Online application is made through Bank of America’s secure server where the process can be completed in a few minutes. When you apply you may request balance transfer credit card transactions and a second card at no additional cost. The site provides a full disclosure of terms and conditions that you may read before submitting your application.
Benefits of the University of Minnesota Credit Card
As a branded Visa product, the University of Minnesota credit card can be used with millions of merchants around the world, as well as at ATM locations that are part of the Visa network. The card provides benefits which include fraud protection, online account access with up-to-the-minute account activity, online payment of your bill, monthly statements via e-mail, and more.
This rewards credit card is part of Bank of America’s WorldPoints Rewards program which earns one point for every dollar in net retail purchases. Cardholders have access to the WorldPoints Mall where they can shop with participating retailers and earn bonus points for every purchase. Redemption of points begins at a threshold of 2,500 for cash back credit card benefits, gift certificates, brand-name merchandise, travel, and more.
Interests Rates for the University of Minnesota Credit Card
New account holders are given a 0% introductory APR on balance transfer activity and purchases. The rate is good for the first 7 or 10 billing cycles, depending on your credit worthiness. The standard APR for purchases and balance transfers is 12.99% to 20.99%. A slightly higher rate of 24.24% is charged for cash advances including convenience checks and ATM withdrawals. There is no penalty APR and no annual fee. Compare this and other credit card offers now!