Although there is no university that offers its own credit card, you can oftentimes get a credit card through the alumni association. Such is the case if you attended the University of New Hampshire. Through the Alumni Association you can get the University of New Hampshire credit card.
Offered by Bank of America, the UNH Alumni Association Platinum Plus credit card is accepted worldwide. It comes with WorldPoints, which is a rewards credit card program for the cardholder. Compare this and other online credit cards now!
The University of New Hampshire affinity credit card also rewards the university by making donations to the alumni association for every purchase you make. The rewards are donated by the issuing bank, so the rewards do not cost you anything.
Determining Your Interest Rate for the University of New Hampshire Credit Card
There is no way to tell what interest rate you will be assigned when you apply for the University of New Hampshire credit card. The rate you get may be as low as 12.99% or as high as 20.99% variable APR.
Basically, if your credit is really good you will qualify for a lower APR. If your credit is not good then you are a credit risk and your credit rate will be higher.
Either way you may qualify for a 0% introductory rate for purchases and balance transfer credit card transactions. If your credit is good you may get 0% for up to ten months. If your credit is not as good then you may get a 0% rate for seven months.
How to Get Cash Advances with the University of New Hampshire Credit Card
You can get a cash advance through your University of New Hampshire credit card based on your credit limit. In most cases you cannot get a cash advance that exceeds your available credit limit.
It is relatively easy to get a cash advance through an ATM depending on your withdrawal limits. You can also get a check from the issuing bank. If you get a cash advance, be prepared to pay a 24.24% variable APR for all of your cash advances.
Getting Rewards from Your University of New Hampshire Credit Card
Since the University of New Hampshire credit card is a rewards credit card, you can earn one point for every net dollar you spend on qualifying purchases. Reward points can be redeemed for cash, merchandise, or travel credit card benefits.
The University of New Hampshire credit card has no annual fee and is a competitively priced rewards card that provides financial support to the university through the alumni association. Find other online credit card offers and compare them now!