The University of Pennsylvania credit card is a good option for many people. With both a Classic and Gold card available, more consumers are eligible to carry one of the University of Pennsylvania credit cards.
There are a wide variety of credit cards on the market today. In fact practically everyone can get a credit card of one type or another. Knowing which one to choose is not always easy. Compare this and other online credit cards now!
Every credit card you own impacts your credit score. Therefore it makes sense to choose them carefully when you are in the market for a new credit card. In fact, just applying for multiple credit cards can negatively impact your credit score. Do your homework before you apply for your next credit card, so you can adequately protect your credit score.
University of Pennsylvania Credit Card Benefits
The University of Pennsylvania Federal Credit Union Visa Credit Card is available as both a Classic Visa and a Gold Visa, for those who qualify. Both offer an introductory APR of 5.9% on purchases, balance transfer credit card activity and cash advances for the first 6 months that you have the account. Following this period the standard APR applies. For the Classic Visa, the APR is 12.90%. For the Gold Visa, the APR is 11.90%. These cards also have no annual fees, cash advance fees or purchase transaction fees.
Who Benefits From The University of Pennsylvania Credit Card
While this introductory offer is not the best one on the market, it is still very good. However, it may not appeal to those who are looking to pay off outstanding balances on other cards, as 0% APR offers will be more helpful for such goals. If you regularly get cash advances or do foreign transactions, this is a very good credit card for you because there are no fees associated with such things, unlike most credit cards.
University of Pennsylvania Credit Card Comparison
Prior to choosing your next credit card, be sure to take the time to carefully compare the different terms, conditions, fees and rewards programs each offers, so that it fits your lifestyle and spending habits. Compare the University of Pennsylvania Credit Card and others using an easy online credit card comparison tool, now!
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