The University of South Florida credit card is issued by Bank of America and is marketed toward alumni. A person who chooses this card gets the benefits offered by the bank, and can show his or her support for the institution every time they use it.
Cardholders can collect points on their purchases that can be redeemed for a number of affinity credit card rewards. Several options are available for the cardholder to choose from. You can compare this and other credit cards now!
This card also offers new customers a low introductory Annual Percentage Rate (APR), which makes it an attractive option for those who are interested in a balance transfer to pay down an existing debt.
University of South Florida Credit Card Features
New customers can take advantage of a 0% APR for the first 12 months after opening an account. After that point, the standard APR is set somewhere between 12.99-20.99%, depending on the applicant’s creditworthiness. The rate is a variable one, and will rise and fall with changes to the U.S. prime rate.
The APR for cash advances is set at 24.24%. This rate also applies to direct deposits, check cash advances, ATM cash advances and overdraft protection.
There is no penalty APR that is put in place when a customer is late with or misses a payment. The grace period for new purchases is at least 25 days. No interest is charged if the customer pays for the amount charged to the account within this time.
University of South Florida Credit Card Benefits
One point is credited for every dollar spent with the card. The customer can choose the type of reward he or she would like to use the points for. Choices include travel credit card rewards, hotel accommodations and merchandise. The customer can also choose to redeem his or her points for cash back credit card rewards.
University of South Florida Credit Card Supports the University
Every time a new account is opened, Bank of America makes a donation to the university on the cardholder’s behalf. A further donation is made with each subsequent purchase. Choosing this card makes supporting your alma mater an easy and convenient process. Compare online credit cards now!
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