The University of Texas El Paso credit card is a MasterCard issued by Bank of America. It is an option for applicants who have a good or excellent credit history.
This card is marketed toward the university’s alumni. They can demonstrate their connection to the school each time the card is used. Compare this and other credit cards now!
Customers who choose this rewards credit card for their credit needs can collect points that can be redeemed for a number of rewards.
University of Texas El Paso Credit Card Features
This card offers new customers an introductory Annual Percentage Rate (APR) of 0% on purchases and balance transfer credit card transactions. This low rate will be in effect for 7-10 months.
Once the initial period has passed, the regular APR for this card is 12.99-20.99%. The actual APR depends on the applicant’s creditworthiness and will vary with changes to the U.S. prime rate.
Cash advances are charged a higher APR than the standard rate. Customers will be charged a rate of 24.24% for any cash advances, as well as a 4% cash advance fee or $10, whichever is less.
University of Texas El Paso Credit Card Benefits
For every dollar spent using the card (net sales), one point is credited to the customer’s account. The points are collected and can be used toward a number of rewards, including travel credit card benefits (hotel and air fare), cash and merchandise.
For airline credit card benefits, customers are not subject to any blackout periods when they want to redeem points for rewards. The points can also be used for discounts on dining out.
University of Texas El Paso Credit Card Additional Information
The maximum late fee charged to a customer who does not pay on time is $35. There is no maximum over-limit fee with this credit card option. Bank of America does not charge a penalty APR to customers who miss one or more payments.
A person who wishes to apply for the University of Texas El Paso can do so online. He or she will get a quick online response to the request for credit. You can easily compare this with other online credit cards now!
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