US Federal Credit Union Visa Gold Credit Card

  • 44444
  • 33333
  • 44444
  • 33333

US Federal Credit Union Visa Gold Credit CardThe US Federal Credit Union’s Visa Gold credit card is one of three Visa cards offered to members. In order to apply for this or any of the credit union’s cards you must first qualify for membership and open a member savings account with a $5 deposit.

Your next credit card is just a click away when you use the FREE credit card chaser!

Most banks are there to make money for their stockholders, just like any other business. Credit unions are different. They are not-for-profit organizations created to help people meet their financial goals. They are also owned by members. CBS News reports that many people are turning to credit unions because of lower costs and better customer service.

US Federal Credit Union Information

Credit unions usually service a select group of people. In the case of USFCU, this means the people of certain counties in Minnesota. If you meet their geographic eligibility requirement, then you will need to open a member account, which in this case is a savings account with at least $5 in it.

Once this is done, you can apply for any of the other services offered by USFCU. This includes applying for one of the credit union’s three Visa cards. For those with excellent credit, USFCU offers a Visa Platinum card with a 9.99% APR. For those who don’t qualify for either the Platinum card or Gold card, there is also a Visa Classic with a 13.99% APR.

US Federal Credit Union Visa Gold Credit Card Account

Members of the US Federal Credit Union with very good credit can receive the Visa Gold card. It charges an interest rate as low as 11.99%. Your actual interest rate may vary, as USFCU also takes your credit, total income, and total debt into account when approving credit card applications. There is a 25-day grace period as well, giving you time to pay off the credit card balance before being charged any interest.

As a Visa Gold cardholder, you’ll receive free fraud monitoring and identity theft protection.

All this comes from a card that doesn’t charge an annual fee, a balance transfer fee, or a cash advance fee.

Look for other no-fee credit cards for FREE by using the tool below!

Similar Articles:

Credit Cards

Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

Leave Your Own US Federal Credit Union Visa Gold Credit Card Review & Star Rating!

Your email address will not be published. Required fields are marked *

*

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>