If you are having difficulty finding a credit card that offers you what you need as far as available credit and a low annual percentage rate, then take a look at the Visa Platinum Choice 1 credit card from US New Mexico Federal Credit Union. A low fixed rate gives you the ability to manage your expenses each month, and a generous credit limit allows you to have the buying power that you need.
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In fact, US New Mexico Federal Credit Union offers many different cards to customers, including a Visa Platinum Standard, Visa Platinum Select, Visa Credit Builder and even a Visa Platinum Choice 2 card. The Choice 2 card is similar to the Choice 1, except that it has a slightly higher annual percentage rate.
USNM FCU Choice 1 Visa Platinum Credit Card Interest Rate
With an annual percentage rate of 11.99%, the Choice 1 Platinum Visa has a manageable interest rate that can allow you to either carry a balance or pay the entire amount off each month.
While the interest rate is slightly higher than some of the other cards offered by USNM FCU, keeping you balance relatively low will ensure a manageable payment.
If you are looking for an easy and simple calculator to determine how much money you can save in interest charges by paying your balances off, visit the CNN Money debt reduction simulator.
Fees and Benefits of the USNM FCU Choice 1 Visa Platinum Credit Card
Like all of the USNM FCU credit cards, there is no annual fee to use the Visa Platinum Choice 1 credit card. In addition, there is no balance transfer or cash advance fee, as well as no inactivity fee for if you fail to use the credit card for a length of time.
There are also many important and valuable benefits to the card, including travel accident insurance when you use the card to purchase airfare or rent a car. Visiting a local branch or going online are the two best ways to apply for a card.
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