US New Mexico Federal Credit Union Visa Platinum Choice 2 Credit Card

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US New Mexico Federal Credit Union Visa Platinum Choice 2 Credit CardWith many different cards available, including more than a half dozen from the US New Mexico Federal Credit Union, you will most likely have many options when looking for the right card. The Choice 2 Visa Platinum card from USNM FCU is very similar to the Choice 1 card, except for a slightly higher interest rate. However, the Choice 2 credit card is also different because you cannot apply for it.

Getting the lowest possible interest rate on your credit card is very important. Find out for FREE when credit card companies charge interest!

If you apply for the Choice 1 Visa Platinum from USNM FCU and get denied, you will automatically be considered for the Choice 2 card. As mentioned above, many of the benefits are exactly the same. However, if you find that you do not want the Choice 2 Visa Platinum, there are several other options available from US New Mexico FCU.

Rates, Fees, and Benefits of the USNM FCU Visa Platinum Choice 2 Credit Card

The Choice 2 Visa Platinum from USNM FCU offers a fixed credit card rate of 12.99%. While this is higher than the Choice 1 card, it is still a fair interest rate that can be utilized whether or not you carry a balance from month to month.

In addition, if you pay your balance off each month, this card is ideal because there is no annual fee.

It is important to do all of your homework before applying for a credit card. Once you apply and are approved, the card becomes part of your credit score and history, so you want to make sure the rate is affordable. According to a recent CNN Money article, credit card companies can send pre-screened offers with a range of interest rates. Make sure you call the company to determine rates and fees first.

Other services offered by US New Mexico FCU

In addition to a large number of credit card options, USNM FCU offers many of the basic banking services you may need, such as checking and savings accounts, personal and auto loans, and investment services.

There are five branches located in New Mexico, and you can hand in your credit card application to any of them.

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