With a total of five full-service branches located in and around Albuquerque, New Mexico, as well as the backing of a large financial institution, you may want to consider apply with the US New Mexico Federal Credit Union for its Visa Platinum Standard credit card. With a low annual percentage rate and excellent benefits, this card can become a valuable part of your wallet.
Don’t give up on finding the right credit card. You can look for FREE and receive a card that works best for you!
In addition to the Visa Platinum Standard card, USNM FCU offers several other credit cards, including the Choice 1 and Choice 2 Visa Platinum cards, the Visa Platinum Select, and the Visa Credit Builder designed for people with poor credit.
Fees Associated with the USNM FCU Visa Platinum Standard Credit Card
Just like all the cards offered through USNM FCU, there is no annual fee to use the Visa Platinum Standard card. In addition, if you choose to transfer a credit card balance onto the Visa Platinum Standard card, there is no balance transfer fee. Finally, if you use the card for a cash advance, there is also no fee.
According to a recent article from the Akron Beacon Journal Online, consumers should be careful of unexpected credit card charges. It is important to read your credit card statement each month and call customer service to ask about any charges that you do not recognize.
Interest Rate for the Visa Platinum Standard from USNM FCU
The Platinum Standard credit card has the highest annual percentage rate of any of the unsecured credit cards offered by USNM FCU, at 14.99%.
But while the rate is higher, it is still an affordable solution for someone who has fair credit and cannot be approved for a card with a lower rate.
However, despite the APR, there is no annual fee for the Visa Platinum Standard credit card. This means if you can pay your balance off each month, you will not have any out-of-pocket expenses with the card. Additionally, there are no balance transfer or cash advances fees charged at any time.
Do a FREE search here to determine which credit card you should sign up for.
- US New Mexico Federal Credit Union Visa Platinum Choice 1 Credit Card
- US New Mexico Federal Credit Union Visa Platinum Choice 2 Credit Card
- US New Mexico Federal Credit Union Visa Platinum Select
- Amalgamated Bank MasterCard Personal Standard Plus
- Bank of the West Standard MasterCard® Credit Card
- Amalgamated Bank MasterCard Secured Standard
- Altra Federal Credit Union Visa Platinum III Credit Card