Credit cards that offer both a low rate and rewards are difficult to find, but the Utilities Employees Credit Union Visa Power Card credit card offers both for its customers. In addition, the UECU Power Card does not charge many fees, and can be an affordable alternative to other, more expensive cards with many of the same benefits.
Keep looking for the right card for FREE as there are many different options available to you!
Besides the Visa Power Card, Utilities Employees Credit Union (UECU) offers three other credit cards for its customers, including a secured card, a card secured by the equity in your home, and the Visa Global Assistance card designed for world travelers.
Interest Rates and Fees for the Visa Power Card Credit Card from UECU
The annual percentage rate for this credit card is a variable rate that fluctuates based on the prime rate. In most cases, the rate will fall between 8.99% and 17.99%.
However, there is no annual fee for the Visa Power Card so, if you pay your balance off each month, you will not pay anything for the card.
If you traditionally carry a balance, how much you decide to use this card might depend on the interest rate you receive. Your actual rate depends on many factors, including payment history, available and utilized credit, and your credit score.
Be careful of excess fees and charges from credit card companies, according to a recent online article in the Wall Street Journal. If you see any charges that are not familiar, immediately call your credit card company.
UECU Visa Power Card Credit Card Benefits
The UECU Visa Power Card credit card offers an extensive rewards program where you can earn one point for every dollar spent on eligible purchases, not including cash advances and balance transfers.
However, there is no fee for cash advances or balance transfers, so if you have a high balance on another card, you can save money by transferring the balance. Additionally, the balance transfer rate is the same as the purchase rate.
The best balance transfer credit cards are easy to find for FREE! Click here to get started.
- Utilities Employees Credit Union Share-Secured Visa Power Card
- Utilities Employees Credit Union Home Equity Visa Platinum Credit Card
- Utilities Employees Credit Union Visa Global Assistance Credit Card
- First Community CU of Houston Visa Platinum Secured Credit Card
- Municipal Credit Union Visa Secured Credit Card
- Community Credit Union of Florida Share Secured Visa Credit Card
- Community Credit Union of Florida Visa Platinum Secured