Consumers in search of a practical credit card with a non-variable interest rate should be sure to check out the Vantage Credit Union Visa Platinum Rewards credit card. Although membership with this credit union is required before your credit card application can be processed, most residents of the state of Missouri will immediately be accepted.
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While credit cardholders are free to use their available credit lines to finance major purchases, the Financial Security Project at Boston College reports that consumers are more likely to make frivolous purchases with plastic than with cash. Vantage Credit Union also offers secured credit cards for those that want to avoid spending more than they can afford.
Vantage Credit Union Visa Platinum Rewards Credit Card Fees
Late and returned payments cost Vantage CU Visa Platinum Rewards cardholders a fee of $25 per instance.
When these credit cards are used outside of the United States, all purchases are calculated at 1% interest, in addition to the standard APR.
The interest rate on the Vantage Credit Union Visa Platinum Rewards card is 9.9%, regardless of your payment history. No default APR is applicable. Annual fees are not charged on this credit card.
Vantage Credit Union Visa Platinum Rewards Credit Card Terms
There are some limitations on the number of rewards points that can be earned and retained on the Vantage Credit Union Visa Platinum Rewards credit card. The CURewards credit card program is automatically activated when you are approved for a line of credit, but you will only be able to keep your points for five years from the date they are earned. No more than 375,000 CURewards program points can be earned by a single cardholder.
Concierge and specialty customer service access is given to Vantage Credit Union Visa Platinum Rewards cardholders, both while at home and abroad. Larger credit lines are also available on this card. Buyer protections, warranties, and credit card fraud assistance are all given to cardholders free of charge by Vantage Credit Union.
Learn about options for starter credit cards by visiting the FREE credit card finder website!
- Vantage West Credit Union Visa Gold Credit Card
- Vantage West Credit Union Visa Platinum Credit Card
- Vantage Credit Union Visa Platinum Credit Card
- Vantage West Credit Union Visa Classic Credit Card
- FirstLight Federal Credit Union CURewards Visa Platinum Credit Card
- DuPont Community Credit Union Visa Platinum Credit Card
- Los Angeles Federal Credit Union Visa Platinum Plus Credit Card with CURewards