Vantage West Credit Union Visa Gold Credit Card

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Vantage West Credit Union Visa Gold Credit Card If you have a Vantage West Credit Union account, you might be a good candidate for the Vantage West CU Visa Gold credit card. Although the Credit Card Act of 2009 has been in effect for more than a year, many consumers are still unsure their rights according to the law. Vantage West Credit Union offers complete fee schedules, as well as clearly understandable credit card terms, to all potential customers before they apply.

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Only consumers living in specific areas of Arizona can become Vantage West Credit Union members. This policy also extends to those that want to apply for the Vantage West Credit Union Visa Gold credit card. If you have a relative or business that is based in Phoenix, membership is guaranteed.

Vantage West CU Visa Gold Credit Card Details

Convenience checks, ATM access, and overdraft protection are all available to anyone that has the Vantage West Credit Union Visa Gold card. Currently, cardholders pay 10.25% APR for purchases. Balance transfers and cash advances made on the Vantage West CU Visa Gold credit card are also set at this rate.

No credit card annual fees are due on the Vantage West Credit Union Visa Gold card and the ScoreCard Rewards program is a standard feature.

Insurance coverage on rental cars and even expedited credit card replacement services are available to consumers with a valid account.

Vantage West CU Visa Gold Credit Card Limitations

Although you will not be charged additional fees for transferring a balance from another credit card to your Vantage West Gold card, you will still be responsible for paying 10.25% interest on all revolving balances. ScoreCard Rewards points are not earned with every purchase that you make, but cardholders can find out their total balances by accessing their online accounts.

You may not qualify for a credit limit increase if your Vantage West Credit Union Visa Gold credit card is maxed out or if you have recently made any late payments. Additional credit cards for authorized users and replacement credit cards can be requested at any time; however, you will be responsible for paying all applicable fees during the next billing cycle.

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