Veridian Credit Union Visa Platinum Credit Card

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Veridian Credit Union Visa Platinum Credit Card To receive the Veridian CU Visa Platinum credit card, you first need to be a member of this credit union. Exceptions can be made, however, if you are the spouse or direct relative of a Veridian Credit Union member. According to the Better Business Bureau, Veridian Credit Union is a business registered in Iowa. The original Veridian Credit Union came into existence in the 1930s.

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Only two credit cards are carried by the Veridian Credit Union, with the Veridian CU Visa Platinum having the lowest credit card APR of the pair. This credit union has partnerships with multiple online vendors that offer cardholders special discounts on Web-based purchases. Rewards points are not available on the Veridian CU Visa Platinum credit card.

Veridian Credit Union Visa Platinum Credit Card Benefits

Few credit cards currently on the market come with an APR as low as the Veridian Credit Union Visa Platinum card. Replacement credit cards only cost $5 at Veridian Credit Union and copies of your credit card receipts can be requested for a charge of $3 each.

Credit cardholders can only be charged a late fee if their accounts become 15 or more days overdue. A late fee in the amount of $15 will then be assessed.

You will have at least 25 days before interest will be compounded on charges made with the Veridian Credit Union Visa Platinum credit card.

Veridian Credit Union Visa Platinum Credit Card Rates

The APR on the Veridian CU Visa Platinum line of cards varies. An interest rate of 6.15% may be available to you if you have an exceptionally good credit history. At most, Veridian Credit Union Visa Platinum cardholders will pay 18% interest. A $25 returned check fee will be applied if you make a credit card payment that does not post.

All online accounting features offered by Veridian Credit Union are free to setup and easily accessible.

Your interest rate may go up during the internal review process, but there is no default rate. Cash advance charges may be applied if you visit a bank, credit union, or ATM that charges outside fees.

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