Students of Villanova University are no longer able to get a Villanova University credit card. Previously the credit card was available as a MasterCard without rewards. Although the Villanova University credit card is no longer available, student credit cards and affinity credit cards are widely available through various banks.
College students typically do not have credit reports built yet, especially if they are teenagers or in their early twenties. In order to start building a credit history, it is a good idea to get a credit card and college is the right time to do so. Find and compare many online credit cards now!
You can use your credit card to pay for tuition, books, or admin fees. In order to use your credit card as a tool to build credit history, you need to be vigilant about your spending habits and pay your credit card bill in full each month.
Why Students Need a Villanova University Credit Card
Even though students can’t get a Villanova University credit card they can still benefit from getting a student credit card from a financial institution that offers it. By using a credit card responsibly you build a credit history that can then be used later in life for buying a car, buying a home, or even saving money on your car insurance.
Your credit score has a big impact on a lot of financial decisions in life. It can also affect your future jobs. Many employers look at your credit history before hiring you, so if your credit score is less than desirable you may not get hired even though you have the right degree and all of the other appropriate credentials.
The Old Villanova University Credit Card
The old Villanova University credit card was a basic MasterCard, not rewards credit card. There was no introductory rate special although the APR was a competitive 14.24% for purchases and balance transfer credit card transactions.
The balance transfer fee and cash advance fee were also a low 3% (compared to most cards that have a 4% fee). The cash advance interest rate was set at 24.24%.
How to Get a Villanova University Credit Card
You can no longer get a Villanova University credit card. However, many financial institutions such as Discover and Capital One offer student credit cards. Many student credit cards come with a 0% introductory rate and offer rewards credit card benefits as well.
If you attend Villanova University, credit cards can help you build your credit score by making school related purchases and paying them off in a timely manner. Compare other online credit cards now!