The Virginia CU Visa Gold Rebate credit card is actually a line of cashback credit cards that can be used at any retailer that displays a Visa credit card logo. Every purchase financed with this low-interest credit card qualifies for the 1% cashback incentive.
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Virginia Credit Union Visa Gold Rebate credit cards can be used while overseas and no foreign transaction fees will be applied, but cardholders are urged to alert Virginia CU to their travel ahead of time to prevent potential inconveniences. Although this credit union only has a few dozen branches in the greater Virginia area, thousands of customers are served daily. A Better Business Bureau file for Virginia Credit Union was first established in 1986.
Virginia Credit Union Visa Gold Rebate Credit Card Options
In total, no more than $500 in cash rewards can be earned on the Virginia Credit Union Visa Gold Rebate credit card each year. There is no limit on the total amount that can be earned in partnered retailer discounts, however.
The credit union urges credit cardholders to move credit card balances with a high interest rate over to the Visa Gold Rebate credit card, when possible. The balance transfer process does require cardholders to fill out paperwork, but there are no charges.
The variable 10.99% interest rate will apply to your final credit card balance.
Virginia Credit Union Visa Gold Rebate Credit Card Benefits
Other than being Virginia CU member, you also have to be 18 years of age or older to be approved for this credit card. With no set qualifying credit criteria, consumers can feel more confident about sending off their credit card application to Virginia Credit Union for review.
Every aspect of your Virginia CU Visa Gold Rebate card account will be available to you online from the moment that you are approved. This means that you can schedule your monthly payments well in advance, and even catch fraudulent charges before they are credited to your account. Phone-based account access options are also available to Virginia CU credit cardholders.
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