If you’re someone with excellent credit, and you’re looking for credit cards that complement your great credit score, then Visions Federal Credit Union believes you should consider its Visions FCU Gold MasterCard credit card. This credit card is only for those consumers with very good to perfect credit.
Find out more information about credit cards here for FREE, including how credit cards work!
There are many ways that you can benefit from having a good credit score. Saving money on a great credit card with low interest rates and low fees is one of the best ways to benefit from keeping your credit history in good shape. Keep reading to learn whether the Visions FCU Gold MasterCard credit card offers you the benefits you desire.
The Benefits of the Visions FCU Gold MasterCard Credit Card
This Gold MasterCard is a rewards credit card with a focus on travel.
The travel rewards for this credit card grants you one air mile for every $1 that you charge to the card.
It takes 20,000 points to earn enough for a round-trip coach airline ticket for a flight anywhere in the United States. It takes 30,000 points to travel internationally roundtrip.
Other benefits for the Gold MasterCard credit card include $500,000 in travel insurance when you travel by air, land, or sea–when charging the purchase to your credit card. You’ll also receive extended warranty services, emergency cash advance services, travel assistance services, roadside assistance, medical protection, and more.
Considerations for the Visions FCU Gold MasterCard Credit Card
One of the things you want to consider with this credit card is that, when you purchase a travel ticket or rental car using your bonus points, you’ll be charged a processing fee of $10. In addition, you’re required to make your reservation 28 days in advance, and you must stay over a Saturday night in order to redeem your points.
The Gold MasterCard also has a credit card annual fee of $40.
Terms for the Visions FCU Gold MasterCard Credit Card
The maximum credit limit for the Gold MasterCard is $20,000. In addition, the APR is only 8.75%, although the rate is variable based on the prime rate.
While there is an annual fee, there are no balance transfer fees, cash advance fees, or transaction fees for purchases. Late payment fees and over-the-credit limit fees will not exceed $20.
You can find available credit cards completely FREE!
- Visions Federal Credit Union Mastercard Credit Card
- Visions Federal Credit Union Visa Classic Credit Card
- Visions Federal Credit Union Visa Platinum Credit Card
- Citadel Gold MasterCard Credit Card
- SACU MasterCard Alamo Gold Credit Card
- Amalgamated Bank of Chicago Gold MasterCard
- AMOCO Federal Credit Union MasterCard Gold