Less than $2,500 More than $2,500
Always Never Sometimes

Visions Federal Credit Union Visa Platinum Credit Card

  • 33333
  • 33333
  • 44444
  • 33333

Visions Federal Credit Union Visa Platinum Credit CardA rewards credit card with both a low interest rate and a low annual fee is an unusual combination. However, it’s possible to get both with the Visions Federal Credit Union Visa Platinum credit card.

Use the FREE credit card chaser tool right now to look through other credit card options!

Many banks, when you choose a rewards credit card, increase your interest rates by several percentage points as compared to a credit card with the same benefits but without rewards points. Essentially, by charging this extra interest, credit card companies, banks, and credit unions are able to offset the cost of providing a rewards program.

The Visions FCU Visa Platinum Credit Card Rewards Program

The rewards program for the Visa Platinum credit card is the ScoreCard Rewards program offered by Visa. This program allows you to earn one point for every $1 that you charge to your credit card.

You’re able to redeem your rewards points for travel or merchandise. In addition, there will occasionally be special offers from Visa that allow you to earn double, triple, or even quadruple points when you make a purchase on that merchant’s website.

The Visions FCU Visa Platinum Credit Card Fees and Terms

There are only two regular fees associated with this credit card. The first fee is the annual fee, which is $14. The second fee is a foreign transaction fee, which is 1% of your total transaction balance.

The terms for the Visa Platinum credit card from Visions FCU include an introductory APR of 6.9%.

Once the introductory APR expires after six months, the APR will range between 7.75% and 12.25%, based on your credit score. The APR is variable, based on the prime rate established by the Federal Reserve.

When you make new purchases, you’ll receive a 25-day grace period for your purchases before your interest rates applies. This provides you with the opportunity to pay off your credit card debt before you have to pay interest on it.

The Visions FCU Visa Platinum Credit Card Verdict

The Visa Platinum credit card offers a great APR and virtually no fees. However, only those of you with very good to perfect credit will be able to qualify for this credit card. In addition, you do have to become a member of the Visions Federal Credit Union in order to apply at all.

Still not sure? Look here for FREE information on the best credit card!

Similar Articles:

Credit Cards

Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

Leave Your Own Visions Federal Credit Union Visa Platinum Credit Card Review & Star Rating!




Less than $2,500 More than $2,500
Always Never Sometimes