Vons Employee Credit Union Visa Platinum Premium Credit Card

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Vons Employee Credit Union Visa Platinum Premium Credit CardIf you’re looking for the Vons Employee Credit Union Visa Platinum Premium credit card, you’re going to find that this credit card is no longer available. Instead, Vons offers the Vons Credit Union Premium Visa credit card.

If you really must have a platinum credit card, you can look through platinum credit card companies using the FREE finder tool above!

The Premium Visa credit card is specifically designed for people who have had a little bit of trouble in the past with their credit. However, you must have current good credit history in order to qualify for the Premium Visa credit card.

Qualifying for the Vons Employee Credit Union Credit Card

The first qualification requirement for this Visa Premium credit card is that you must be a member of Vons Employee Credit Union. Vons is fairly particular about who can become a member. However, once you become a member you can be a member for life, regardless of where you live or work.

To become a member you must live, work, worship, or go to school in one of the following counties or cities in California:

  • El Monte
  • South El Monte
  • Temple City
  • Arcadia
  • Monrovia
  • Irwindale

Once you become a member, your family members, as long as they are directly related to you, can also become members, even if they don’t live in one of the above-mentioned areas.

In addition, you have to meet other criteria in order to qualify for this Visa credit card. Learn more about the qualifications you must meet from the Federal Reserve.

Terms for the Vons Employee Credit Union Visa Premium Credit Card

The APR for the Vons Employee Credit Union Visa Premium credit card is 13.9% fixed. This applies not only to purchases, but to cash advances and balance transfers as well.

If you make a single late payment on your Visa Premium credit card, then you’ll be subjected to a penalty APR of 17.9% until you have made six consecutive on-time payments.

This Visa Premium credit card has no annual fee, no ATM fee, and no cash advance fee. The credit card foreign transaction fee on this card is 1.8%. The returned payment fee is $23 while the over-limit fee is $29.

Verdict for the Vons Employee Credit Union Visa Premium Credit Card

If you’re still building your credit and you don’t have bad credit, then the Visa Premium credit card from Vons may be an excellent option for you. However, you’ll probably want to compare credit cards between different credit unions and credit card companies to ensure that you can’t get a better deal in terms of your interest rate. You’re not going to do much better when it comes to the lack of fees associated with this credit card.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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