Wells Fargo offers three different cards to replace the Wachovia credit cards, which means that there is a credit card that meets the needs of almost anyone. The three options include a Rewards card, a Platinum card and a College card. You can easily compare these and other credit card options, here and now!
Know which type of card best fits what you want and need in a credit card before making a choice. Evaluate your own spending habits and your reasons for applying for a credit card. Then, familiarize yourself with the different things that set these cards apart.
Wachovia Credit Card Features
The Wells Fargo Platinum credit card has no annual fee. The introductory APR is 0% for the first 6 months on purchases and 3.9% on balance transfer credit card activity for that period. The standard APR thereafter is 10.15% to 21.15%, depending on your credit.
The Wells Fargo College credit card is designed especially for students attending a two or four year college program. There is no annual fee and the rates are low for student credit cards. The introductory rate is 5.9% on purchases for 6 months. Afterward, APR ranges from 12.15% to 20.15%.
The Wells Fargo rewards credit card also has no annual fee. There is an introductory offer of 0% APR on purchases for the first 6 months you have the card and 3.9% on balance transfer credit card transactions for that period. Afterwards, an APR of 12.15% to 22.15% applies.
Wachovia Credit Card Rewards
The rewards program that goes with the Rewards Visa offered by Wells Fargo is very similar to other rewards program. You get one point for every dollar spent on purchases using your credit card. You can also get to accumulate points using your debit card at a rate of 1 point per $4 spent on purchases requiring your signature. You even have options for earning bonus points. Accumulated points can be redeemed for cash back credit card rewards, merchandise, travel credit card benefits, gift cards and more.
Comparing the Wachovia Credit Card
When choosing a credit card, it is important to compare the different cards issued by specific banking institutions, as well card from competing issuers. Let an online credit card comparison tool help you choose between the Wachovia credit card replacements and others. Compare credit card offers now!