Store credit cards have evolved in recent years. They are no longer tied to simply one store. Now with a major credit card logo, they can be used practically anywhere. While the terms and conditions are somewhat better than store credit cards of old, they still have very high APR rates when compared with other credit cards available on the market. You can compare several credit cards online, now!
In order to choose the best credit card for your needs, take the time to decide what you definitely want and don’t want in a credit card. Research a variety of cards and compare them carefully. Make sure the choice of the card you put in your wallet is one that will not be a detriment to your future credit score.
Wal-Mart Credit Card Terms
You have two choices for your Wal-Mart Credit Card. The traditional card is a simple retail credit card that allows you to use it in store only. The other option is a Wal-Mart Discover card.
In addition to the benefits you get with the regular store card, like discounts and in-store cash advances, you will also be able to get 1% cash back and use the card anywhere Discover is accepted. Both credit cards charge an annual 22.9% APR. No annual fee is associated with either.
Wal-Mart Credit Card Rewards
The Wal-Mart Discover Credit Card offers a cash back credit card reward program of 1% on all purchases. This rewards credit card program is automatic. You accumulate points for every purchase you make using the Discover card. As soon as you accumulate enough points for a $10 rebate check, it will be issued to you. For those who qualify, the Discover Wal-Mart credit card is a much better choice than the store card.
Comparing the Wal-Mart Credit Card
Take a few minutes to compare and contrast multiple credit cards before you choose the next card you will carry. Put an online credit card comparison tool to work for you now comparing the Wal-Mart Credit Card and others quickly and easily. Compare credit cards online, now!