Washington State Employees Credit Union offers a slew of credit cards from which its members can choose. The Visa Gold Rebate card is a bit different than all of the others, however. While most of the others have a points-based reward system, the Visa Gold Rebate card is a cashback card.
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WSECU is a not-for-profit financial institution committed to helping the government employees and retirees of Washington state, counties, cities, and school districts meet their financial goals. You must first join the credit union before you can apply for any of its credit cards.
WSECU Visa Gold Rebate Credit Card Pays You Back
The WSECU Visa Gold Rebate card is a simple cashback credit card.
You’ll receive 1% of your purchase total back in cash.
There are no points to redeem and no expiration dates. The rebate is only good on purchases, and not cash advances or balance transfers.
Just like the rewards cards offered by WSECU, the Visa Gold Rebate card has a few other benefits as well, mostly related to travel. Buy your airfare with the card and you’ll get up to $250,000 travel accident insurance free. You’ll also get auto rental insurance for free, as long as you pay for the rental with the Visa Gold Rebate credit card.
Want to make the most of your cashback card? Consumer Reports, in “Plastic that Pays off,” gives you eight ways to maximize your card’s rebate program.
WSECU Visa Gold Rebate Credit Card Fees
Just like the other cards offered by WSECU, this card has very low fees. There’s no annual fee. There are also no common fees like balance transfer or inactivity fees. Even the late fees are only a modest $25.
The interest rate is the same for this card as it is for the WSECU Visa Gold Rewards credit card, a variable 9.75%. In fact, the two cards are basically the same. The only difference is in the manner of the reward.
The FREE credit card chaser makes searching for a new credit card easy and quick!
- Washington State Employees Credit Union Visa Classic Credit Card
- Washington State Employees Credit Union Visa Gold Rewards Credit Card
- Washington State Employees Credit Union Visa Platinum Rewards Credit Card
- Virginia Credit Union Visa Gold Rebate Credit Card
- Washington State Employees Credit Union Visa Student Rewards Credit Card
- Washington State Employees Credit Union Visa Secured Classic Credit Card
- iQ Credit Union Visa Gold Credit Card