Washington State Employees Credit Union offers a Visa Gold card to members who have very good to excellent credit scores. It has a rewards program, a low interest rate, and a few other perks as well. It is an excellent alternative for members who don’t quite qualify for the WSECU Visa Preferred card.
To find credit card offers for your special circumstances, click on the FREE box below!
WSECU is a non-profit financial institution that primarily serves the city, county, and state employees of Washington. Full-time students at certain state universities are also eligible for membership, as are employees in Washington school districts. Members’ families are also invited to join.
WSECU – Buy and Be Rewarded
Unlike some credit card companies that only offer one rewards card for which only a few people qualify, WSECU actually offers several of them. The Visa Gold Rewards card is part of the same rewards program in which the other cards participate, including the credit union’s debit cards attached to its checking accounts. This means that your debit card and credit card’s points are combined, getting you to a reward faster.
The points you earn with the Visa Gold Rewards credit card can get you plane tickets or hotel reservations.
You can also choose from gift cards, merchandise, and adventure excursions, or even donate the value to a charity. You decide how to spend your rewards.
In addition, you’ll also get some travel benefits with the WSECU Visa Gold Rewards card. You’ll receive up to $250,000 in travel accident insurance and free car rental insurance. A few years ago, according to this article in Business Week, credit card reward programs were offering some crazy, memorable experiences to purchase with rewards points, but it’s much more practical in this economy to cash in points for things you can really use.
WSECU Visa Gold Rewards Credit Card Information
While the APR for the Visa Gold Rewards card from WSECU isn’t quite as low as its Visa Preferred card, it is still a very low rate. It’s a variable rate of prime plus 6.5%, making it 9.75% currently. Cash advances from this credit card accrue interest immediately.
The Visa Gold Rewards credit card from WSECU also has a low fee schedule. There’s no annual, balance transfer, or inactivity fee. The foreign transaction fee is only 1%, and even lower if no currency exchange is needed. You can also avoid late fees by setting up automatic payments from your WSECU accounts.
Use the FREE credit card chaser to look for rewards credit cards like this!
- Washington State Employees Credit Union Visa Gold Rebate Credit Card
- Washington State Employees Credit Union Visa Platinum Rewards Credit Card
- Washington State Employees Credit Union Visa Classic Credit Card
- Washington State Employees Credit Union Visa Secured Classic Credit Card
- Washington State Employees Credit Union Visa Student Rewards Credit Card
- iQ Credit Union Visa Gold Credit Card
- Vermont State Employees Credit Union Visa Platinum Credit Card