The Washington State Employees Credit Union Visa Platinum Rewards credit card is the premier card offered by WSECU to its members. You must have excellent credit and qualify for its larger-than-average credit limit in order to receive this card. In exchange, you get a rewards credit card combined with low interest.
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WSECU membership is limited to employees of the state of Washington or any of its cities and counties. This includes school district employees as well. Also, family members of current members can join. Membership is required before you can apply for this credit card.
WSECU Visa Platinum Rewards Credit Card
Like most rewards program credit cards, the program attached to this card accrues a point for every dollar you spend on purchases. If you have a debit card with WSECU, the reward points from both cards are combined into one account, so you accrue points faster.
You have a wide range of choices when it comes to redeeming your points.
You can, of course, get airline tickets for vacation travel. Or you can get gift cards or merchandise. You can also donate the reward amount to charity or use the points for one-of-a-kind experiences.
The Visa Platinum Rewards credit card from WSECU not only rewards you with this program, but it has other built-in benefits too. You’ll get up to a million dollars in accident travel insurance.
The card will also cover the damages to a rental car due to collision or theft if you pay for the rental with your WSECU Visa Platinum. To understand more, read this article in U.S. News and World Reports that explains how credit cards cover rentals.
WSECU Visa Platinum Rewards Credit Card Low Rates
While many rewards credit cards charge higher interest rates, the Visa Platinum from WSECU only charges a variable 8.75%. In addition, there’s none of the higher fees usually found with these credit cards. There’s also no annual, balance transfer, or inactivity fee.
The catch is that you must have excellent credit to qualify for this credit card. The credit limit on this card ranges from $20,000 to $50,000, so it’s definitely designed for a select group of people.
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- Washington State Employees Credit Union Visa Gold Rewards Credit Card
- Washington State Employees Credit Union Visa Classic Credit Card
- Washington State Employees Credit Union Visa Gold Rebate Credit Card
- Washington State Employees Credit Union Visa Secured Classic Credit Card
- Washington State Employees Credit Union Visa Student Rewards Credit Card
- School Employees Credit Union of Washington Visa Platinum Credit Card
- Unitus Classic Visa