Wells Fargo has several credit cards to choose from. Each of these cards offer their own benefits that may appeal to you. With the exception of the secured card, there are no Wells Fargo cards for people with bad credit.
Unlike some secured credit cards, Wells Fargo doesn’t guarantee approval for a secured card; you will still have to meet some of the minimum requirements for the card. This means that if you have bad credit, you may want to consider an alternative source for your credit card. Find more online credit card offers now!
Wells Fargo is a very stable bank that has been in business for 150 years. This is one of the reasons that it can confidently offer low interest rates on all of their credit cards.
Well Fargo Credit Card Options
Wells Fargo offers seven different credit cards. They are all Visa cards and include a:
- Rewards credit card
- Cash back credit card
- Home rebate credit card
- Platinum credit card
- College credit card
- Cash back college credit card
- Secured credit card
Most of the cards offer a 0% introductory APR for purchases and 3.9% APR for balance transfer credit card activity. After that the interest rate will range from 10.15% (for the platinum card) to 22.15% APR.
The rewards credit card offers 1 rewards point for each $1 you spend using your card. The cash back credit card and home rebate card offer a 1% rebate on purchases that you make. If you have a checking account your debit card purchases are also eligible for rewards, which you can combine with your credit card rewards programs.
Wells Fargo Credit Card Benefits
- No annual fee*
- Low starting interest rates
- Flexible choices for rewards cards
- Combine debit and credit rewards programs for bigger benefits
- All cards come with rental car insurance coverage
- Zero liability for fraud
*Secured card has a small annual fee
Wells Fargo Credit Card Bottom Line
There are a lot of benefits for people with great to excellent credit for choosing one of the Wells Fargo credit cards. However, if you have good to bad credit, you only have the secured credit card option.
Other choices are available, just try our chaser tool and compare credit cards online, now!