The Wells Fargo Platinum Credit Card is a classic credit card. What this means is that it is not a rewards card. The benefit to using this type of card is that it starts with a lower interest rate than rewards credit cards will.
The Wells Fargo Platinum Visa is only one of the many cards offered by Wells Fargo. If you prefer a rewards card, you can visit their website to discover some of their other credit card options. Take a moment and compare online credit cards now!
You need to understand that Wells Fargo credit cards are only for people who at least have good credit and have no recent delinquencies, have no bankruptcies and have no judgments on their credit report.
Wells Fargo Platinum Credit Card Overview
This platinum credit card is a Visa card with a low starting interest rate of 10.15%. The highest the interest rate will go is 21.15%. Wells Fargo doesn’t show any penalty interest rates on their credit cards.
There is an introductory offer of 0% interest for purchases and 3.9% interest for balance transfer credit card activity for the first 6 months that you have this card. After the 6 months are up, the regular APR takes affect.
You will be able to access all of your account information for your Visa card online. You can pay your bills, ask questions and even ask for an increase on your credit limit this way.
When you apply for your card, you will choose from four card designs. After you receive your credit card, you will have the opportunity to design your own card and have a new card sent to you if you choose. If you are a current cardholder, you can also take advantage of this free service.
Wells Fargo Platinum Credit Card Benefits
- No annual fee
- Low starting interest rates
- Car rental insurance
- Mobile alerts for all transactions
Wells Fargo Platinum Credit Card Bottom Line
This is an excellent choice if you have great credit and want a low starting interest rate. If you prefer a rewards card or want other options, then compare more online credit card offers now!