Often you will find that a classic Visa with a low interest rate comes with an annual fee to make up for the lower interest rate. That is not the case with the West Suburban Bank credit card. In this case, you get a classic card with no annual fee and with low interest rates as well!
West Suburban Bank has been doing business since 1962. While that may not be as long as banks like Wells Fargo and such, the West Suburban Bank has had a great deal of success as they support their community; both individuals and businesses. Take time to do a free comparison of this and other credit cards online, now!
One of the reasons that people like to use West Suburban Bank, other than its stability, is because of the attitude the bank takes with its customers. Even though this bank has grown over the years, it is important to them that every customer is treated like they are the only customer, which has people coming back for all of their banking needs.
West Suburban Bank Credit Card Overview
The West Suburban Bank actually offers two different credit cards, the Visa Classic card and the Visa Gold card. The Visa Classic card is for people who have good credit but with a few bumps, and the Visa Gold card is for people with good to excellent credit and with no recent problems on their credit.
The APR for the Visa Classic is 13.75% and the APR for the Visa Gold is 12.75%. There are no introductory rates for either card, no annual fee, and no penalty APRs. The penalty fees are lower than most banks at $25 for late or returned payments.
The Visa Gold card offers higher credit lines than the Visa Classic card, but the classic card is easier to get. You do have to be a West Suburban Bank member to qualify for either of these credit cards.
West Suburban Bank Credit Card Benefits
- No annual fee
- Free balance transfer credit card transactions
- Rental car insurance
- Travel accident insurance
West Suburban Bank Bottom Line
In order to qualify for either of these cards, you have to open a checking or savings account with the bank, which for many people won’t be possible. These cards have great rates but no rewards credit card programs, which is something to consider as well.
Use our chaser tool to look at other online credit cards you may qualify for, now!