The Western Kentucky University Alumni Association Rewards MasterCard is an affinity card that benefits the school through donations from the WKU Alumni Association. What this means is that the Alumni Association made the deal with Western Alliance Bancorporation to receive a donation from the bank every time that you make a purchase.
When the Alumni Association receives the money from the bank, they then disburse it how they see fit. The money will either directly support programs sponsored by the Alumni Association or they will donate money to the school or to some of the school programs. Compare the benefits of the and other credit cards online right now!
Many schools that use an affinity credit card like the one offered by Western Alliance Bancorporation find that over a matter of a few years they can raise several million dollars for the school. That is why if you are a student, alumnus or parent of a current, former or soon to be student, you might want to consider the WKU credit card.
Western Kentucky University Credit Card Overview
As mentioned above, this is a credit card offered by the Western Alliance Bancorporation. Although they aren’t a new bank, they are newer to the affinity credit card scene, but they are quickly growing in this area.
This is a rewards credit card as well as an affinity card. In this case the rewards program is 1% cash back for all of your purchases. You will receive your rewards automatically every time you spend $2500.
The APR for purchase on this card is 12.24% to 22.24%. However, this is subject to change based on the prime rate, which is published by The Wall Street Journal. Typically, it will only change minutely, but if the prime rate were to change dramatically, so would your interest rates.
Most of the fees and rates associated with the WKU credit card are par for the course for an affinity card.
Western Kentucky University Credit Card Benefits
- No annual fee
- Low starting interest rates
- Earn cash back credit card benefits
- Support your school or alma mater
Western Kentucky University Credit Card Bottom Line
This is an average card; there is nothing special about the terms and conditions of this card or the rewards program. However, the one downside is that you may not support WKU or you may not qualify for the card if you don’t have very good credit.
Try our chaser tool and discover other credit card offers today!