The Winaukee Scholarships credit card is issued and administered by UMB Financial Corp. Located in the White Mountains of New Hampshire, Camp Winaukee is a residential camp offering sports and adventure for boys. It’s one of the oldest such camps in the country, having been established in 1920. In order to help financially needy campers, the camp has established a scholarship fund which receives donations, in part, from the Camp Winaukee Scholarships Visa Platinum Rewards Card.
The card is available in three designs, all featuring a scene from the camp along with the camp logo and the Visa logo. Applicants may choose their favorite design when they apply, which can be done online at UMB’s CardPartner website. The application process involves six steps which can be completed in 10 to 15 minutes. Compare this and other online credit cards now!
All applicants must be at least 18 years of age and U.S. residents. Name, physical address, Social Security number, and income information must be provided with the application. CardPartner’s server requires address verification before the application process can continue.
Camp Winaukee Scholarships Credit Card Terms and Conditions
At 12.99%, the standard APR for balance transfer credit card transactions and purchases is in line with industry norms. The APRs for cash advances (16.99%) and penalty rate (21.75%) are about average. New cardholders will enjoy a six-month introductory rate of 0% on purchases and no transaction fees for balance transfers.
A $35 penalty fee is assessed for returned and late payments; such payments will also incur the penalty APR. Transaction fees are a bit high at $15 or 3% for balance transfers and cash advances. Foreign transactions are charged at 2%. On the positive side, the affinity credit card carries no annual fee
Camp Winaukee Scholarships Credit Card Benefits
The main benefit of that Camp Winaukee Scholarships credit card is the points rewards credit card program which lets cardholders earn one point for every dollar in net purchases. Points can be redeemed for free airline credit card benefits like tickets, cash back credit card rewards, brand-name merchandise, and special deals with participating merchants. Points are managed through an online account access tool.
All Visa Platinum cards provide a list of extra benefits, and the Camp Winaukee Scholarships credit card is no exception. Cardholders enjoy 24-hour emergency customer service, fraud protection, insurance for auto rental collision and most travel accidents, emergency card and cash replacement, and much more. Find and compare more online credit cards now!