Verified by Visa is a special program that is available for free to any Visa cardholder. This program helps the cardholder shop online safely. The Wings Financial Credit Union currently offers two credit cards that can be enrolled in this Visa program.
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Cardholders must be vigilant while shopping online. There are many people out there trying to steal people’s credit card information or identities. The MyMoney.gov website has great information on the different techniques thieves use and how to protect yourself from them. You wouldn’t believe how much stolen credit card numbers sell for these days!
Wings Financial Credit Union Visa Credit Card Rates and Fees
The two different credit cards available to members of the Wings Financial Credit Union have different interest rates, but they do not differ by very much. The Visa Platinum card has an interest rate of 8.9% and the Visa Classic rate is just a little higher at 11.9%.
Both of these rates apply to purchases, cash advances, and balance transfers, and are well below the interest rates of most credit cards. Even the higher 11.9% interest rate is a great rate for those interested in making a significant cash advance or balance transfer.
Another thing that makes these cards the perfect option for these types of transactions is that there is no additional fee for cash advances or balance transfers.
There are actually very few fees for these credit cards. There is a foreign transaction fee of 1% and a $25 fee for late and returned payments. There is no annual fee or charge for spending more than the credit limit with these cards.
More about the Verified by Visa Program
Verified by Visa is a special program that protects the cardholder when they are shopping online. This program requires the cardholder to enter additional information before an online purchase can be processed. This information is usually the security code on the back of the credit card and the cardholder’s zip code.
Typically, if someone has stolen a person’s credit card information they only have the card number and expiration date. Even if they do have the security code it is unlikely they know the cardholder’s zip code as well. So, if the correct information cannot be provided, the purchase will not go through.
Choose one of the best credit cards for your lifestyle for FREE today!
- Wings Financial Credit Union Visa Classic Extras Credit Card
- Wings Financial Credit Union Visa Merchant Discounts Credit Card
- Wings Financial Credit Union Visa Platinum Extras Credit Card
- Partners Financial Federal Credit Union Credit Card
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- Barksdale Federal Credit Union Platinum Visa with Rewards Credit Card
- LBS Financial Credit Union Visa Classic Credit Card