Note: All Orchard Bank credit cards are now issued by Capital One.
If you are looking for a credit card from a bank that you can count on, then you might want to consider the Winter Hill Bank credit card. However, the Winter Hill Bank Visa program is currently under development, so there is no credit card available at this time. Find other, currently available, credit card offers now!
Winter Hill Bank was founded in 1906 in Somerville, Massachusetts. Although it has grown over the years and is now five branches strong, it is still a local community bank with its eye on the needs of the community.
The benefit to using a bank like this, as opposed to a national bank, is that you have more flexibility in terms of getting a loan. Community banks are more likely to offer an untried new business owner a loan than a national bank that has no commitment to a specific area.
Winter Hill Bank Credit Card Alternatives
If you are looking for a credit card from a local banking institution, you may want to start at your smaller banks. They may have more flexibility and leeway if you have less than perfect credit, especially if you are a long term customer of the bank.
Another option is to seek a national bank and see what they have to offer. Typically national banks have more options, allowing you to select from rewards credit cards, student credit cards and classic credit cards, something that many smaller banks can’t offer.
Another alternative is to look for a card from a national source with a focus on credit cards. Places like Chase, Orchard Bank and Capital One, for example, are banks that get their primary business from credit card customers.
Winter Hill Bank Credit Card – What to Apply For
Finding the right card for your credit score is important. If you apply for a card and you don’t qualify, your credit score takes a minor hit. The more you apply, the bigger the dent and the lower your credit score will become.
Check your credit score and report before you start. In addition, learn what the qualifying requirements are for each card before you apply. This will prevent you from applying for cards that you have no way of qualifying for.
Winter Hill Bank Credit Card Bottom Line
Since there is no credit card available, there is no way to give a recommendation. Try our credit chaser tool and find other online credit card offers today!