Applying for a Woodcraft credit card won’t be easy. The reason for this is that they do not accept applications online. This means that you will have to visit a store and fill out an application to mail in, or call their toll free number and apply via phone.
Woodcraft is a franchised woodworking tool and supply retailer that provides a variety of items for men and women who are in the woodworking business, or who participate in woodworking as a hobby. You will find everything from woodworking plans to workbenches and hardware when you visit a store in person or online. Compare other credit cards that are available online, now!
If you are new to the world of wood crafting, you may find that many of the things you need come with a high price tag. Many people attempt to negate this cost by using retail credit cards that allow them to make payments. This is where the Woodcraft credit card comes in.
Woodcraft Credit Card Overview
One of the first things that you have to understand is that, with no online application, we cannot discover anything about the details of this card without visiting a store. One thing that we do know is that this is a department store credit card, and not a major credit card that you can use anywhere.
As a department store card, it should be easier for you to qualify for than a major credit card. However, in today’s credit climate, many department stores are becoming stricter when it comes to approving their in-store credit cards. The reason for this is that unpaid credit bills affect the department store directly, which, for smaller stores, can put them in a very precarious position.
Woodcraft Credit Card – What You Might Expect
As a department store credit card, the first thing that you might expect is that this has a high interest rate. This is usually the case with all department store credit cards and it is unusual for any department store card to have less than a 17.99% interest rate.
You can also expect to hear about sales and special deals before other customers. There is also the chance that this is a rewards credit card that pays you in Woodcraft gift cards when you reach a certain amount of points.
Woodcraft Credit Card Bottom Line
Without more information, we can’t recommend this card. Try our credit chaser tool and review some other online credit card options now!