The Workmen’s Circle credit card is an innovative way for you to continually support the Workmen’s Circle and all that they do for the Jewish community. This card is a combination affinity credit card and rewards credit card, which means that you benefit when you use it and so does the Workmen’s Circle.
The Workmen’s Circle was founded 100 years ago by Jewish immigrants in NYC. The basic tenant of the Workmen’s Circle was to provide a singular place where people in the Jewish community around the US could meet other Jews and participate in classes, learn about their heritage. You can compare the benefits of this and other credit cards now!
One of the greatest things about the Workmen’s Circle is their ability to promote friendships with people around the country. In order to support their cause, they charge for membership. In addition, they accept donations and, of course, you can use your affinity credit card to support them as well.
Workmen’s Circle Credit Card Overview
The Workmen’s Circle credit card is issued by UMB Financial Corp. Every time someone qualifies for a card, $50 is donated to Workmen’s Circle. In addition, every time you use the card UMB donates a small percentage of your total purchase price to the Workmen’s Circle.
You can earn 1 point for every $1 you spend and redeem those points for gift cards, airline credit card rewards like tickets, retail merchandise and more. There is no cap on how many points you can earn but there is no information regarding the expiration date of the points that you earn.
There is a 0% introductory APR for 6 months for this card for purchases but not for balance transfer credit card transaction. The standard APR is 12.99% with a penalty APR of 21.75%. You must have excellent credit to qualify for this card.
Workmen’s Circle Credit Card Benefits
- No annual fee
- Very low interest rates
- Flexible rewards program
- Donations made to Workmen’s Circle every time you use the card
- 24/7 emergency customer service
- Travel accident insurance
- Rental car insurance
- Zero liability fraud protection
Workmen’s Circle Credit Card Bottom Line
While this is a fantastic card, especially with its low interest rates, if you don’t have a clean credit history with an excellent credit score, then you won’t qualify. In addition, if you don’t strongly support the Jewish community, particularly progressive Judaism, then you may want to consider other options.
Try our credit chaser tool and see more online credit card offers, now!