Wright-Patt Credit Union Visa Platinum Low Rate Credit Card

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Wright-Patt Credit Union Visa Platinum Low Rate Credit CardIf you are looking for a credit card that has a low rate and comes with a number of additional benefits, you may want to consider the Visa Platinum Low Rate credit card from the Wright-Patt Credit Union. In order to apply for the card you must be a member of the credit union and, if you are eligible, you will be able to take advantage of all of the other benefits it offers.

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Credit cards are extremely convenient and are almost a necessity these days. However, many of them are accompanied by high interest rates and fees, so that if you don’t pay off your balance every month or can’t pay your credit card bill, you end up paying more than you need to. With the Platinum Low Rate card you get more for less money.

Wright-Patt CU Visa Platinum Low Rate Credit Card Benefits

In addition to a no annual fee credit card, you get a number of other benefits with the Low Rate platinum Visa card from Wright-Patt as well. Although the Visa is issued by the credit union, you can still get cash from over 300,000 other financial institutions all around the world, so you don’t have to worry about being stuck without cash.

As part of your contract, if you use your Visa to purchase travel tickets you will get travel accident insurance for no extra charge. You also get insurance to cover any car that you rent with your Visa.

Wright-Patt CU Visa Platinum Low Rate Credit Card Terms

As with all credit cards, it is important to understand this Visa credit card’s terms and conditions before you accept the offer. With the Low Rate card, you can appreciate interest rates that are as low as 3% over the variable prime rate, which can equal an APR of 6.25%.

Although many credit cards charge a handful of fees, this one does not.

Not only is there no fee for annual membership, you will also not be charged a fee for cash advances or to transfer a balance.

It is easy to apply for the Visa Platinum online through the credit union’s website. Keep in mind that, according to the Credit Card Act, if you are under the age of 21 you must show proof of income or have a co-signer on the credit card.

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