Zales is a well-known and well-respected jewelry store. The Zales store credit card is accepted at all Zales stores, Zales outlets, and on the Zales website. There are many benefits to beings a Zales cardholder.
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The Benefits of a Zales Credit Card
The Zales credit card offers an optional credit insurance program. The cardholder has complete access to their account online. The online account access allows the cardholder to pay their bill and track their activity.
Zales offers a $0 liability promise when it comes to purchases that are not unauthorized. This means that if the card is stolen and used the cardholder will not be held responsible for the charges and their account will be reimbursed.
Typically, a person gets a credit card like the Zales card to make a big purchase like an engagement ring. Such a large monetary purchase can carry large interest payments on a credit card. Because of this, Zales offers no interest if the initial credit balance is paid off in full in six months.
Zales in Store Credit Options
For those that do not want to open a credit card account, Zales offers in store credit options. For a minimum purchase of $500 the customer is offered no interest if the balance is paid in six months. For a customer looking to make a purchase of $1,000 or more all they have to do is pay a 15 percent down payment. With this option, the customer is offered no interest if the balance is paid in full in 12 months.
If a customer wants to make a minimum purchase of $5,000, they must make a down payment of at least 20 percent. These customers are offered no interest if the full balance is paid in 18 months.
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