Designed for the individual or couple who is just starting out and looking to establish credit for the first time, the Zions Bank Visa Classic credit card offers many benefits and advantages. A low annual percentage rate and the ability to use the credit card all over the world are just two of the selling points of the card. Another one is the fact that the credit card is financially backed by a large bank with multiple locations in and around Salt Lake City, Utah.
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In addition to the Visa Classic card, Zions Bank also offers several other credit cards, including the Visa Signature card, the Visa Platinum card, and the Visa Low Rate Platinum card.
Interest Rates and Fees for the Zions Bank Visa Classic Credit Card
The annual percentage rate for purchases for the Zions Bank Classic card is 12.25%. However, the rate is significantly higher if you use the credit card for a cash advance or balance transfer.
In fact, the rate can be as high as 19.24% for either of those services.
However, there is no annual fee for the card. This allows you to save money by paying your balance in full each month. If you tend to carry a balance from month to month, you may want to avoid transferring a balance or taking a cash advance with this card.
It is important to know all the details about a credit card before you apply, according to this CNN Money article. And, if you are offered an introductory balance transfer rate, make sure you can pay the entire balance off before the rate reverts back to the original amount.
While there is no annual fee for the Zions Bank Visa Classic credit card, you can be charged up to $25 for being late with a payment or having a payment returned due to insufficient funds in your payment account.
Other Services Offered by Zions Bank
In addition to the credit cards, Zions Bank also offered traditional banking services, such as checking and other deposit accounts, personal loans, mortgages, and auto loans. Visit a branch or call the bank’s toll-free phone number to learn more.
Find out easily and for FREE for which credit cards you should be applying!
- Zions Bank Visa Platinum Credit Card
- Zions Bank Low Rate Visa Platinum Credit Card
- Zions Bank Visa Signature Credit Card
- Zions Bank MasterCard Credit Card
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- Robins Federal Credit Union Visa Platinum (Variable) Credit Card
- Hiway Federal Credit Union Visa Classic Credit Card