Free Credit Report

If you want just a free credit report once a year then please read the gray box below this paragraph very carefully – however, if you want a free credit report from each of the 3 credit reporting bureaus MORE than once a year, access to your credit SCORE, and a subscription to a credit report MONITORING service that will alert you to changes and potential errors in your credit report then we recommend checking out some of the PAID services listed further down on the page for you to compare.

THIS NOTICE IS REQUIRED BY LAW. Read more at FTC.GOV. You have the right to a free credit report from AnnualCreditReport.com or 877-322-8228, the ONLY authorized source under federal law.

Listed below are some of the top places that you can obtain a free credit report with free credit score along with a subscription to a credit report monitoring service that will notify you of changes to your credit report. After all, a free credit score is great but it is also important to stay on top of your credit score and make sure that you are instantly notified of negative changes to your credit report so that you can correct anything that needs to be corrected. Here is a listing of some of the top credit monitoring services that also offer free credit scores:

CreditReport.com

CreditReport.com

The CreditReport.com Credit Monitoring service alerts customers to changes across all 3 of their credit reports while Credit Score Tracking notifies customers to significant changes in their credit score.

Daily monitoring with email alerts sent directly to you if there are any significant changes to your credit report (such as a late payment).

Unlimited access to your credit report and credit score for 60 days. Click Here to visit CreditReport.com!

myFICO.com

myFICO.com

The myFICO.com service lets you receive email alerts whenever there are changes to your FICO score or credit report as well as receive 24/7 online access to a personal account screen with detailed credit report information.

Action Planner and Debt Eliminator personalized debt plans available for an extra fee (endorsed by Suze Orman).

30-day free trial of fully featured Score Watch®. Click Here to visit myFICO.com!

SmartCredit.com

SmartCredit.com

The SmartCredit.com service includes 3 Bureau credit report lock: Experian, TransUnion, and Equifax.

View credit alerts online and flag alerts easily with their online management tools.

“Score Boost Estimator” and “SMART Action Button” technology. Click Here to visit SmartCredit.com!

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